Well that’s a great question and though my answer just might shock you completely I’m just glad that you asked.  Trust me when I tell you I’m not sitting here trying to shock you by being a cocky or rude. So don’t take it the wrong way when I tell you that according to the My Well of Wealth “Investing for Dummies” philosophy, the best way to invest money is to stop resisting the act of investing.

It was about two years ago that I had a really nice chat with Lawrence and his wife Susan.  They were doing well but were concerned about whether or not they should invest their money in a house or the stock market.  I promised them like I’m promising you that you that if they would buy wisely using a series of conservative comparables they would definitely be safe.

So, here are three solid principles that form sort of the underpinnings of safe investing. I’m really not even suppose to share these concepts here with my blogging audience because I’ve really stolen them off of the My Well of Wealth 30–Day Challenge.  At this brand new site you will find a wealth of innovative information for the creative investor. The number one offer right now being featured is the My WOW 30–Day Challenge to create a plan eliminate your debts and start building wealth.  That’s really the best way to invest money.  Invest it only after you’ve created and established a powerful plan for the future of that money.

Here are those three solid principles I was starting to tell you about:

• Make sure you’re not investing your entire nest egg.  Ensure that you are also putting aside at least one tenth of your income every month to pay yourself.  This will serve two primary functions for you.
  • First of all you will find that investing into your savings account is probably going to be one of the most powerful principles I teach in my program.  You must pay yourself so that you can start tapping into what that means to never have to think the thought again that says “I don’t have any money.”  You will always have money and as you’re watching you will feel an increase in your own personal value as well.
• Do not set out to force your money to make unreasonable or outrageous performances of growth and increase.  Do not fall for the trap that would have you play with your finances as if you were playing at a slot machine in a casino.  If you really want to gamble with your hard earned cash then go and buy a lottery ticket.
• Invest in solid hard core assets that are actually tangible.  Yes that still includes the housing market.

So with all that in mind let me finish telling about Lawrence and Susan.  They were scared to invest money in a property.  They said what many others were saying, “The market is too high – it’s just too high.”

I showed them how they could still win if they were to get a property at the right price in the right community that is growing and has shown itself to grow even in previous recessions, and finally if they were to buy an income-producing property.

Frankly after hearing their story I realized how much and how strong the need for greater financial investment literacy is today. Right now it seems like most people are really stuck with uncertainty surrounding this question. But I promise you if you knew where to go to get the guidance and the counsel you would not hesitate. You won’t rush either but you would invest wisely. That’s why I put together this brand new site called My Well of Wealth in the first place.  This is a site that takes a head on, no holds barred approach at dealing with you and your various money issues. Yes, I do address all your money issues for you.   It is a site that offers you a real opportunity to get the financial investing muscle you really want to build.  You will get a chance to really confront and bust up whatever it is that is stopping you in your life.

But still they complained that the market is simply too high.  I said okay you’re right.  The market is too high. Now, while I’m a great believer in the fact that every market is a great market to invest in providing you confront the truth about the property, the opportunity and the market. In a high market you must find a great property at a very low interest rate and in an extremely desirable price.

But here’s the question I want you to ponder. Now that the market has come down, do you think there is a safe way to invest money? Sure their is! And that safe way is Real Estate. Do you think Lawrence and Susan are investing even though everything is on sale at 50% off? No! How about you? Are you investing in this economy? Are you living in fear of losing your money?

Here at the My Well of Wealth Website you will get a chance to really learn about what is going on in your financial life.  You will finally be able to confront your debts and start building wealth via an easy workable plan that will totally transform your finances when you fully engage in the process. And furthermore you’ll get chance to discover the best way to invest money for you. Becoming aware of your power to make wise choices when it comes to investing will leave you with a new found power and freedom. Visit the My Well of Wealth site right now. 

One of the first things you need to do is to sign up for the My WOW 30–Day Challenge. The first Challenge actually just got started but it’s not too late for you to join. Go ahead and get registered today.

Wealth Creation Specialist Peter Baptiste

Why is getting out of debt so hard? If this is the question you’re asking yourself, how do I get rid of my debt when it’s so hard getting into debt was so easy why is it so hard to get out of debt, well, it’s simply like that, there is a little known secret about the way you’ve been spending money. I challenge you to recognize that unless you know about this secret, every attempt for you to get our of debt will seem hard.

I was talking to Joshua and Joshua said to me you know it seems like no matter how much money I make I keep on spending all of it. How do I get my life to the place where I can make more money than I spend? Joshua, I said, that’s the secret that you don’t know. Very few people know this secret. It’s simply this that no matter how much money you make the nature of your humanity will always cause you to spend right up to what you’re making. And so most people try to get out of debt are thinking if only I could make more money and so maybe last year you were making $3,000 a month and you found yourself spending right up to $3,000 a month and you get a pay raise and now you’re making $3,500 a month and you find yourself spending right up to $3,500 a month and if next year you get another pay raise and you’re making $4,000 a month you will find yourself making right up spending right up to $4,000 a a month.

You don’t believe me? Get a room full of 200 people. Pick them at random. You will find people in that room that are making $3,000 a month that are making $1,000 a month some making $5,000 a month some making $10,000 a month some may even be making $100,000 a month and you can ask them all the same question. How much extra money do you have at the end of the month?

Now, most people unless they really, really focus on saving will say we have very little. In other words it doesn’t matter how much money you’re making at the end of the month. The question how do I get rid of my debt still looms and lingers? Regardless of the amount of money you make, the amount of debt you have will always remain in proportion to the amount of money you make, because you will find a way to spend up to the amount of money you make. Little known principle about personal finances. And so, to answer your question how do I get rid of my debt, well, you’ve got to come to the place somewhere in your life. You’ve got to come to some place in your life, to some moment, to some time, when you say enough is enough. In other words, this lifestyle that I have right now is a lifestyle I’m happy with.

• I am willing to be satisfied with what I have.

• I am willing to be satisfied with the car I drive.

• I’m willing to live in the house I live in.

• I’m willing to live and work in the place I work.

• I’m willing to wear the clothes I have.

There’s got to be some time when you’re saying hey, I don’t need anything else. And now you’re able to put a cap on your spending. Otherwise, without that mentality in place, you will forever spend up to how much money you make.  You will forever be spending more money than you have available; and you will never start saving money and you will always be in debt and never, ever begin to get rid of your debt.

So, if you are serious about your question - how do I get rid of my debt? Here is where you start: Begin by saying where I am right now is enough.  Now, I understand you may want a better car, you may want a better house, you may want better clothes, you may want all kinds of things. However, if you’re in debt, the best thing you can do right now is stop spending, stop going more in debt, and start saving, start paying down those debts, start paying the creditors, start a savings plan.  This will give you a powerful access to the freedom that comes when you start eliminating your debt and start building wealth.

What I’m offering to you in the brand new program I’ve launched on this website, called the My Well of Wealth 30-Day Challenge, is an opportunity to create for yourself a plan to eliminate your debts and start building wealth in just 30 days.  In this plan, you will get to take this principle that I have just discussed and implement it in a powerful way. You’ll get a chance to visibly see the results you will be creating.  

And when you visibly see those results, you’ll be motivated. It will energize you. It will move you, and it will transform you.  You will be able to show off about your results.  You will be able to get excited and share what you’ve accomplished in this plan.  The promise is that after just 30 days, you’ll have a plan that will help you eliminate your debt, start building wealth, to the tune of an extra $500-5,000 a month, doing something you love and doing something you enjoy.

Is that something you want to do? Oh, I’m sure it is. And so, I ask you and invite you right now to sign up for the 30-day challenge.  Click the link that says sign up here for the My Well Of  Wealth 30-Day Challenge and get started on your way to eliminate your debt.

Wealth Creation Specialist Peter Baptiste

John really wanted to grow himself into financial stability, independence and abundance.  But, he knew nothing about budgeting and he literally knew nothing about his own personal finance situation.

All he did was go to work, come home then give the paycheck to his wife.  And all she ever did was fill out a deposit slip and give it to the back.  And since all their bills were set up on automatic debit then they would come out without any hiccup right.

Wrong!

Eventually, when John found himself stuck he had no idea why he was stuck.

He didn’t know where he was going financially.  All he seemed to be doing day in and day out was work, work, work and his wife seemed to spend, spend and spend.

He never knew his life would turn out to be so hard, monotonous and mundane.

I had  a simple conversation with John in which I shared with him the secret to acquiring the best tips on budgeting.  By implementing a few simple but powerful and easy steps his life began changing dramatically.

If you don’t know the best Tips on Budgeting then you’re really missing out.  I think you owe it to yourself to take advantage of this free but unique knowledge.

At the “My Well of Wealth” site we offer these simple but powerful concepts that give you an advantage.  Participate in the My WOW 30–Day Challenge to Eliminate your Debts and Start building wealth.

Once you sign up for the FREE, My Well Of Wealth 30–Day Challenge you will get a chance to access a world of high quality information on how to establish a workable and powerful plan for yourself to eliminate your debts and start building wealth.  Inside that plan you will become a complete master at preparing your budget and sticking to it.

Do you have any idea what will happen for you once you being to implement these powerful but simple Tips on Budgeting in your personal finances?

Well, let me tell you briefly what is possible for you:

• You will recognize for the first time how much money you owe.
• You will see how much you are spending monthly
• You will identify exactly how much money you really need versus how much money you think you need
• Discovering new and innovative ways to save money will be a total blast for you
• You will begin to verbalize possibly for the first time how much money you would really like to make per month and start creating a plan to generate that extra amount

All of this can become a reality for you once you really start taking budgeting seriously.  That’s why I’ve included so much beneficial information for you on the Best Tips On Budgeting. Budgeting is one of the essential key ingredients for you to get the kind of powerful relationship with your finances that you really need.

The My Well of Wealth 30–Day Challenge will provide you with a powerful opportunity to turn any financial situation you’re facing right now around.  You will learn about you relationship to money and actually start to shift that relationship to being one that is very effective.

You will get the results you want by having the courage to ask the right questions and formulate a budget that will really work for you.

Reserve your spot today, time to action and stop pondering what if and what could be.

Don’t you think you and your family deserve the very best?

The Wealth Creation Specialist

Peter Baptiste

I hear you swearing up and down that you don’t need a budget.  You’re prepared to tell me with a straight face that you know exactly where all your money goes month after month and you simply don’t need to have it all written down somewhere. I get it. You just keep track of it all in your head.  But….

then you’re still wondering why you have “NO MONEY”. Well, that’s exactly the way I used to do it. Until one day I did something that gave me the shock of my life. Well, I actually didn’t do it for just one day but I did it for a whole month.  Boy, was my mind totally blown by what I found out. Actually I’m not only going to tell you what I did but I’m going to dare you to do it for yourself. Then I’m going to offer you access to my free printable budget worksheets. By making it printable you will be able to stick it up on your fridge or somewhere you will always see it.  They will help you get started on your road to recovery after your mind gets totally blown. So, here it is:

• Write down and track every single penny that comes in and goes out  of your wallet every single month.  “Did you say every penny”? Yes, I said every penny.
  • That’s because you need to start becoming aware of exactly how much money you are receiving and how much money you’re spending
• Then after one entire month I want you to take the total you spent on just one item that you yourself deem unnecessary for that month.
  • Multiply it by 12 because there are 12 months in one year and then multiply it by five for a total of five years.

Needless to say it will shock you to realize just how much money that adds up to.  And that’s good because I want it to shock you and know you back down in your seat. Let me ask you a painful question? “Could you use that extra money today to pay some bills”? “Could you use that extra money today to invest”? “What if you had that money today would you be able to take a trip somewhere to visit a special friend”? “What would you be able to do to enhance your life if that money was yours”? Now hold on a minute and imagine having that money along with all the interest it would have made you over the last 3 to 5 years. Are you beginning to see the big picture? You must be if you’re still reading this. Without having a budget to keep track of your spending you will naturally end up lost financially.  It is like going into the woods without a compass or sailing on the ocean with a GPS System or the knowledge of the stars.

But you need to get a system that will enable you to gain control of those very small and minute expenses in your life. That’s why I’ve installed on this site My Well of Wealth a series of powerful and useful tools from “Free Printable Budget Worksheets” to a “Free Financial Calculator”. Trust me you don’t want to be without these tools. When you sign up for the MY WOW 30–Day Challenge to eliminate your debts and start building wealth you will be able to access these tools for free. Now, with the right tools in place you will be able to get control of the small expenses that you may think really don’t matter at all to the overall scheme of your life. This will be the beginning of your financial success.  By making your monthly expenses visible using the free printable budget worksheets I’ll provide you with you will actually begin to pull out all your hidden expenses. You will finally begin to see how the little debts you have add up.  The tiny little things you spend money on really do matter.  You will see ways to save and find new options to cut spending.  All this will become possible for you once you begin to utilize the simple budgeting tools made available at my My Well of Wealth. Instead of living life on a whim and not planning for your spending you can start planning and preparing for your life.  You will be empowered to do what it takes to start living life powerfully and with confidence in the area of your money. The MY WOW 30–Day Challenge will provide you with a tremendous opportunity to not just start budgeting and using the right tools.  You will get a chance to actually create a plan within 30 days to eliminate your debts and start building wealth. Sign Up today and start a powerful new financially prosperous life. Your Wealth Creation Specialist Peter Baptiste

Let me tell you about Sally.  She and her husband were certain they knew the best way to invest money.  They would find the best stock market broker and follow exactly all his instructions. In fact, they said I’m going to pay him to give me the best investment advice.  And so off there they went investing in the stock market. Well, that was two years ago, so you can imagine given the state of the economy right now, what happened to their investments and what happened to their belief that the stock market was the best way to invest money? And as you know everybody has been searching for the best way to leverage their money

Then there was Janet, she felt the stock market was not good at all.  The best way to invest money was in real estate, so off she went buying all these properties for nothing down, getting easy and quick financing and well, that was two years ago, and so we all know what happened to the real estate market two years ago, and what has happened to her belief that real estate was the best way to invest money. You see, no matter what you invest in, realizing that investments that are not sure and not secure are no investments at all and recognizing how to identify those type of investments will always keep you safe, and so what is the best way to invest money, invest when you, yourself, have the knowledge. Don’t depend on somebody else’s wisdom. Depend on your personal knowledge and refuse to invest in opportunities that require you to get involved in something you know nothing or little about, and that’s the best way to invest. Well, that’s not all, there’s much more than that. After you felt the pain of losing all your money, the question now becomes what’s the best way to invest? Maybe I should stay out of the market all together.  Well that’s clearly not the best way to invest.  If you want to know how to invest, the best way to invest after losing money is to acquire the knowledge you need in whatever specific and particular area you want to invest in. Then beyond acquiring knowledge, there’s something more.  You must have a desire not to make quick money but to make slow and sure money, gradual certain gains will grow much faster than quick. That’s why I put together my well of wealth — a brand new, dynamic, exciting, and information-rich website designed to help you the investor, who’s struggling to build your own financial nest egg.  This website helps you find the best way to invest. Let me give you a tip: The very, very, very best way to invest is invest in yourself and then you’ll bring a better person to the marketplace. You’ll bring a better you to your business, you’ll bring a better you to your workplace, and to your family and to your home.  You’ll have more strength and energy, more vigor, more vitality; and the second best way to invest is to invest where you have the knowledge. That means you have to start acquiring knowledge. That’s why My Well Of Wealth is so exciting for so many investors.  I’m offering a 30-day challenge that starts in March 15th, just six days away, an opportunity for you to take the 30-day challenge to eliminate debt and start building wealth, because one of the best ways for you to invest is to invest in the elimination of your debt. Can you imagine how life would be for you if you owed nobody anything? That’s the best way to invest: When nobody has a claim on your property, on your finances, nobody is looking at your money and saying that’s mine — that’s an incredible way to invest. I invite you to take the My Well Of Wealth 30-Day Challenge.  Don’t delay, don’t second-guess.  Take the 30-day challenge, sign up for it today, to eliminate debt and start building wealth. The Wealth Creation Specialist Peter Baptiste