Do you really want to Change your Financial Life? Of course “I do!”

 Well understand this . . .

No matter how much money you generate . . . budgeting . . . will be the . . . very thing that determines how much money you will keep in your pocket.

Yes,

Budgeting is the First step in . . . Taking Action . . . to Debt Elimination and Wealth Creation

But, “ . . . do I need one?” . . . you may ask. I do okay, without having a budget. Doing OKAY, is not what we are talking about. We are talking about YOU Building WEALTH!

In other words, . . . it is not so much how much money you make . . . but it’s how much money you keep.

Have you ever wondered why . . . no matter how much money you make . . . you end up spending more . . . and still never get ahead? I’m sure you have heard that before.

But, you probably don’t have any idea . . . how much money you are spending. . . and absolutely no idea . . . about how much money You can Keep.

 

MONEY YOU CAN KEEP vs. MONEY YOU SPEND

It is a

Balancing ACT

Well, how have you been relating to your money lately?

If you have been operating without a budget, then you have been operating . . . with a Total Loss of Power in Your Relationship to Your Money.

Without having a Powerful Budget . . . that you can access . . . enter data . . . and . . . faithfully track every day . . . then you are setting up for failure.

Don’t do that!

Just . . . CONFRONT . . . what it is about YOU . . . that has you STOPPED . . . . STOPPED from confronting . . . your . . . Finances . . . and . . . STOPPED from operating without a budget.

So now,

I invite you to take a moment and identify what has you STOPPED . . . and what has you Lacking POWER in YOUR Relationship MONEY.

Are you scared?

Just wha is I that,

YOU are getting by not having a budget in place? Are you getting . . . that I won’t be miserable . . . if I avoid my circumstances?

What feelings are you avoiding? Are you avoiding . . .feeling dominated by your circumstances,

• feeling constrained
•  feeling tied down
• feeling limited
• feeling victimized by your own decisions

 

Well, . . .

It Is Time To Stop the Pretense of Not Knowing

And, you will be Totally Amazed at the BENEFITS you will get by simply introducing a BUDGET into your LIFE.

Many of YOU avoid having a budget because YOU don’t want to know how much money you make, in relation to how much YOU spend.

If you knew how much money you make, you would feel bad about your capacity to earn and,

. . . furthermore, . . . if you knew how much you were really spending . . . then you may feel guilty . . . spending more than you are making . . . or . . . spending more than you should spend.

Or,

Are you protecting your Ego? . . . “No, I am not!” But, . . . sub-consciously, you may have chosen to Not have a budget . . . simply to protect your own ego, or to protect yourself from guilt, or to protect yourself from fear.

Either way, once you dig deep . . . deep beneath the surface and find out what it is you are hiding, . . . what it is you are pretending, . . . what it is you are protecting, . . . or what it is you are defending, . . . you will discover that it does not HELP YOU to not have a budget.

Because what you are Pretending . . . needs to come to . . . Light.

What you are Hiding . . . needs to be . . . Exposed.

What you are Defending needs to Come into the Open.

Cause . . . this relationship . . . . to money . . . is Powerless . . . AND, . . . when you are not confronting or dealing with your finances you are Powerless.

So, here is the Key Element that I want you to consider:

Be Courageous and Committed

What is STOPPING you from Being Courageous?

Do you to say to yourself . . . in spite of what the consequences may be

• I may feel guilty,
• I may feel fear,
• I may feel uncertainty,
• I may feel like I am not making enough money
• I may feel depressed,

Am I going to uncover what I am hiding, bring into open what I have been seeking to cover up and guard and protect and defend it?

Am I going to uncover it all, bare it to the sunlight so that I can . . . NOW . . . LIVE Powerfully and . . . begin to confront the real issues that are going on in my life?

“Yes, I am!”

So, what is a Personal Budget?

It’s a Financial Plan that allocates future personal income towards expenses, savings and debt repayment.

In other words, are you taking a dramatic shift in how you live your life in the moment?

Instead of living life from . . . moment to moment . . . and in the world of . . . whatever happens is okay, . . . by taking on . . . a true budget, . . . or, what we call “a Designed Life”, . . . YOU WILL learn to Live a Life that YOU design . . . which will ALLOW You to begin to LIVE a LIFE with a PURPOSE.

Budgeting, Is the Access to Living Your Life with a Purpose

You become powerful . . . with your money because now you know . . . not only how much you are making . . . but you know how much . . . you are planning to spend, you know how much . . . you are planning to have left over, . . . you know how much you are going to save.

Of that, . . . you know how much you are putting away for an emergency fund, and then you will remove yourself from a “space of uncertainty” where money is concerned and where expenses are concerned.

Now, for the first time You Will Be . . . putting together a personal budget you will identify whether or not you are . . . living above your means, . . . beneath your means, . . . within your means, . . . whether or not you can afford to spend more, . . . whether or not you can put more into savings, . . . whether or not you can put more towards debts . . . and know when you will pay them off.

You begin to live a designed life.

 

Living a designed Life gives you Power.

 

So creating a budget is the very first step in taking . . . full ownership of your financial life and . . . taking full ownership of YOUR future.

Begin to create the framework for how your money is going to serve you, and not how you are going to serve your money, . . . for the rest of your life . . . simply by designing a budget.

By getting on board with a dynamic budget plan right now and selecting a budget system that will work for you, you will begin to say “NO” to the life of:

• not knowing
• not having a clue about where your money is going
• not having a clue about where your money ought to be going

 

So, you’ll begin to choose and choose powerfully the kind of future you want to have when it comes to your money.

And so, I do not want you to create a budget or choose a budget plan that becomes difficult for you to follow.

I want you to explore various budget plans and the various budget options and choose one that serves you.

A Budget Plan is to Serve You - Where You Set the Priority

 

A Budget plan is not intended to make you a slave. There are so many people that say I can’t get on a budget because then I’ll be too restricted.

STOP that NOISE!!!

No, the budget plan is not intended to make you restricted. The budget plan is not intended to set you free and . . . the fact of the matter is . . . you don’t know you are restricted if you’re living without a budget plan.

And so, by getting on a budget plan you begin to create freedom for yourself by being empowered to choose the kind of future you get to have. Now, when you want to buy
something you can . . .

budget for it

• plan for it

 

You can designate exactly what month, what day you’ll be able to buy it. You can plan when you will get out of debt and how you will choose to do so.

Now that is living life powerfully!

You can speak to your creditors with more Power, you will have a sense of destiny when it comes to knowing what the future holds for you financially.

If you want to invest in something - . . . by choosing a budget plan that works for you and adhering to it - . . . you can begin to choose your investments. Now, you can control your investments too!

You can Live a Designed Life – a Life that Only You Designed

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You don’t have to exist forever just letting life happen to you. You can begin to cause life to happen around you.

You don’t have to exist forever . . . in the moment . . . believing that I’m subjected to your circumstances.

You can begin to choose the life you live and not live life accidentally. You will begin to Live Life with a Purpose and Live it Powerfully.

Beginning to live life with an Intention.

I would like you to participate in the My WOW 30-Day Challenge by,

STEP 1. Budgeting

Explore various budgeting tools and choose a budget plan that you will use to work for you.

RESOURCES

CONTINUE TO LESSON ELEVEN