Why is getting out of debt so hard? If this is the question you’re asking yourself, how do I get rid of my debt when it’s so hard getting into debt was so easy why is it so hard to get out of debt, well, it’s simply like that, there is a little known secret about the way you’ve been spending money. I challenge you to recognize that unless you know about this secret, every attempt for you to get our of debt will seem hard.

I was talking to Joshua and Joshua said to me you know it seems like no matter how much money I make I keep on spending all of it. How do I get my life to the place where I can make more money than I spend? Joshua, I said, that’s the secret that you don’t know. Very few people know this secret. It’s simply this that no matter how much money you make the nature of your humanity will always cause you to spend right up to what you’re making. And so most people try to get out of debt are thinking if only I could make more money and so maybe last year you were making $3,000 a month and you found yourself spending right up to $3,000 a month and you get a pay raise and now you’re making $3,500 a month and you find yourself spending right up to $3,500 a month and if next year you get another pay raise and you’re making $4,000 a month you will find yourself making right up spending right up to $4,000 a a month.

You don’t believe me? Get a room full of 200 people. Pick them at random. You will find people in that room that are making $3,000 a month that are making $1,000 a month some making $5,000 a month some making $10,000 a month some may even be making $100,000 a month and you can ask them all the same question. How much extra money do you have at the end of the month?

Now, most people unless they really, really focus on saving will say we have very little. In other words it doesn’t matter how much money you’re making at the end of the month. The question how do I get rid of my debt still looms and lingers? Regardless of the amount of money you make, the amount of debt you have will always remain in proportion to the amount of money you make, because you will find a way to spend up to the amount of money you make. Little known principle about personal finances. And so, to answer your question how do I get rid of my debt, well, you’ve got to come to the place somewhere in your life. You’ve got to come to some place in your life, to some moment, to some time, when you say enough is enough. In other words, this lifestyle that I have right now is a lifestyle I’m happy with.

• I am willing to be satisfied with what I have.

• I am willing to be satisfied with the car I drive.

• I’m willing to live in the house I live in.

• I’m willing to live and work in the place I work.

• I’m willing to wear the clothes I have.

There’s got to be some time when you’re saying hey, I don’t need anything else. And now you’re able to put a cap on your spending. Otherwise, without that mentality in place, you will forever spend up to how much money you make.  You will forever be spending more money than you have available; and you will never start saving money and you will always be in debt and never, ever begin to get rid of your debt.

So, if you are serious about your question – how do I get rid of my debt? Here is where you start: Begin by saying where I am right now is enough.  Now, I understand you may want a better car, you may want a better house, you may want better clothes, you may want all kinds of things. However, if you’re in debt, the best thing you can do right now is stop spending, stop going more in debt, and start saving, start paying down those debts, start paying the creditors, start a savings plan.  This will give you a powerful access to the freedom that comes when you start eliminating your debt and start building wealth.

What I’m offering to you in the brand new program I’ve launched on this website, called the My Well of Wealth 30-Day Challenge, is an opportunity to create for yourself a plan to eliminate your debts and start building wealth in just 30 days.  In this plan, you will get to take this principle that I have just discussed and implement it in a powerful way. You’ll get a chance to visibly see the results you will be creating.  

And when you visibly see those results, you’ll be motivated. It will energize you. It will move you, and it will transform you.  You will be able to show off about your results.  You will be able to get excited and share what you’ve accomplished in this plan.  The promise is that after just 30 days, you’ll have a plan that will help you eliminate your debt, start building wealth, to the tune of an extra $500-5,000 a month, doing something you love and doing something you enjoy.

Is that something you want to do? Oh, I’m sure it is. And so, I ask you and invite you right now to sign up for the 30-day challenge.  Click the link that says sign up here for the My Well Of  Wealth 30-Day Challenge and get started on your way to eliminate your debt.

Wealth Creation Specialist Peter Baptiste