I hear you swearing up and down that you don’t need a budget.  You’re prepared to tell me with a straight face that you know exactly where all your money goes month after month and you simply don’t need to have it all written down somewhere. I get it. You just keep track of it all in your head.  But….

then you’re still wondering why you have “NO MONEY”. Well, that’s exactly the way I used to do it. Until one day I did something that gave me the shock of my life. Well, I actually didn’t do it for just one day but I did it for a whole month.  Boy, was my mind totally blown by what I found out. Actually I’m not only going to tell you what I did but I’m going to dare you to do it for yourself. Then I’m going to offer you access to my free printable budget worksheets. By making it printable you will be able to stick it up on your fridge or somewhere you will always see it.  They will help you get started on your road to recovery after your mind gets totally blown. So, here it is:

• Write down and track every single penny that comes in and goes out  of your wallet every single month.  “Did you say every penny”? Yes, I said every penny.
  • That’s because you need to start becoming aware of exactly how much money you are receiving and how much money you’re spending
• Then after one entire month I want you to take the total you spent on just one item that you yourself deem unnecessary for that month.
  • Multiply it by 12 because there are 12 months in one year and then multiply it by five for a total of five years.

Needless to say it will shock you to realize just how much money that adds up to.  And that’s good because I want it to shock you and know you back down in your seat. Let me ask you a painful question? “Could you use that extra money today to pay some bills”? “Could you use that extra money today to invest”? “What if you had that money today would you be able to take a trip somewhere to visit a special friend”? “What would you be able to do to enhance your life if that money was yours”? Now hold on a minute and imagine having that money along with all the interest it would have made you over the last 3 to 5 years. Are you beginning to see the big picture? You must be if you’re still reading this. Without having a budget to keep track of your spending you will naturally end up lost financially.  It is like going into the woods without a compass or sailing on the ocean with a GPS System or the knowledge of the stars.

But you need to get a system that will enable you to gain control of those very small and minute expenses in your life. That’s why I’ve installed on this site My Well of Wealth a series of powerful and useful tools from “Free Printable Budget Worksheets” to a “Free Financial Calculator”. Trust me you don’t want to be without these tools. When you sign up for the MY WOW 30–Day Challenge to eliminate your debts and start building wealth you will be able to access these tools for free. Now, with the right tools in place you will be able to get control of the small expenses that you may think really don’t matter at all to the overall scheme of your life. This will be the beginning of your financial success.  By making your monthly expenses visible using the free printable budget worksheets I’ll provide you with you will actually begin to pull out all your hidden expenses. You will finally begin to see how the little debts you have add up.  The tiny little things you spend money on really do matter.  You will see ways to save and find new options to cut spending.  All this will become possible for you once you begin to utilize the simple budgeting tools made available at my My Well of Wealth. Instead of living life on a whim and not planning for your spending you can start planning and preparing for your life.  You will be empowered to do what it takes to start living life powerfully and with confidence in the area of your money. The MY WOW 30–Day Challenge will provide you with a tremendous opportunity to not just start budgeting and using the right tools.  You will get a chance to actually create a plan within 30 days to eliminate your debts and start building wealth. Sign Up today and start a powerful new financially prosperous life. Your Wealth Creation Specialist Peter Baptiste