Are you trying to eliminate your debt but feeling terribly lost in the maze of your financial demise? Like the famous business philosopher Jim Rohn is known for saying, “What do you do when there’s just pennies in your pocket, nothing in the bank and yet creditors keep calling calling calling”?

Let me tell you about my friend Jonathan.  He was a medical doctor but  life landed him on some difficult rough roads and he was feeling stuck in financial debt. He was in between jobs and so he thought “I could just ignore my creditors for a while and when I get a new job at a new hospital I’ll be able to pay everyone.” But, you know how life’s twists and turns sometimes take us. What we hope for and wish for doesn’t always materialize. One month turned into 2 and then into 3 months and still he had no job.  So, he thought of getting a part time job teaching at a local college on the evenings while looking for a job during the day. But that just didn’t pay what the medical profession paid doctors. Finally, after 9 months of trying to pay his regular bills on an associate professors part-time wage Jonathan was desperate. When he talked to me about his situation I could see the shame and embarrassment on his face.  “Doctors are not suppose to be in my situation” he said.  Everybody knows doctors make a lot of money. Who will respect me after what I’ve had to go through? So I asked him a series of personal questions to help get a picture of his financial situation.

1. How much money do you own on all your debts?
2. How much money is it costing you to live on a monthly basis?
3. How money are you bringing in right now on this part time job”?

His head dropped down and his countenance fell.  “Certainly you do know don’t you”?  I asked.  But he just silently shook his head. Then it dawned on me! Jonathan did not even know anything about his money situation.  And furthermore he was deathly afraid of finding out.

Is this where you are right now? Totally unaware of what is happening in your financial life and completely afraid of finding out? If this is the case then I promise you you will always be stuck.  Your debts will simply drive you into a small corner where you will end up feeling trapped, stuck and enslaved. Let me share with you a simple but powerful solution I shared with Jonathan: Get yourself a Free Printable Budget Worksheet just like the one I offered to Jonathan and start using it.

I know you might be thinking “If only I can make more money then life will be easier for me”.  You may be thinking making more money is a substitute for using a Free Printable Budget Worksheet like the one I gave Jonathan. Let me tell you right now you are dead wrong! The answer to your problem is not to make more money. Yes, making more money would help.  But if you continue hiding from what you own and not looking at how much money you spend every month or how much you bring in then you will never be very powerful with you money.

But, the Free Printable Budget Worksheet I am sharing with you will help you to be powerful with your money. By using it daily you will know how to steer yourself financially.  It will almost be like you’re using a road map and you’ll navigate your financial landscape with great certainty. Can you imagine finally knowing how much money you owe? You might find out it’s not so bad. Further more you can create a plan to pay off small debts or even pay down big ones.  And by being able to see the progress you’re making you’ll create great motivation for yourself.

What about the value of knowing how much you need to live on every month? Why would you want to hide from that? This Free Printable Budget Worksheet will free you from the darkness of not knowing.  It will bring what you need to live out into the open.  You will have a number in your mind.  And now your brain can start going to work on creating innovative, new and exciting ways to generate the money you need every month. Also, you may see areas where you can save and that is exactly what you will do.

By becoming visually aware of how much money you are making every month and being able to look back and see how much you made last month, the month before and so on by using the Free Printable Budget Worksheet will open up new ways for you to think about yourself and your money. You will begin to weigh all your different activities against which one is generating the most income.  You’ll ask new questions about how you can double, triple or even quadruple your income.

Ultimately, this Free Printable Budget Worksheet I’m talking about helps you see “YOUR” money.

I know what you are thinking right now! Where or how do I get this Free Printable Budget Worksheet”, and why is it important that it be printable? Well, let me answer that for you with some wonderful good news! I’ve just launched a brand new site called My Well of Wealth. On this site I’m offering a MYWOW 30–Day Challenge beginning on March 15, 2009 to help you eliminate your debt and start building wealth. I am offering this Free Printable Budget Worksheet to all who sign up for the MYWOW 30–Day Challenge. The value of this being printable is that you will be able to have visible copies for your mind to work on of how much money you need to increase your income by, what debts can you focus on paying off this month, and how can I reduce spending or save money this week.

The MYWOW 30-Day Challenge will provide you with a breakthrough opportunity to create a plan within just 30 days to eliminate your debts and start building wealth. You will see new ways to create amazing results in your financial life and eliminate your debts and increase your income through taking this 30 day challenge. Sign up now to take the 30-Day Challenge and you will be able to down load your Free Printable Budget Worksheet as soon as the MYWOW 30–Day Challenge begins. Peter Baptiste