The semi official stop foreclosure cheer
These clever images were borrowed from tom.
also, check out what eddie murphy has to say about foreclosures!
Can A Workout Help Get You Through the Foreclosure Process?
The foreclosure process has began and you’re feeling all the emotional trauma of what it means. I just want to take a moment to remind you that during this intense and stressful foreclosure process you need the gym.
I’ll never forget how Jim and Janelle handled their foreclosure problem. After reading and researching and getting some information they chose to get started tackling this financial problem. But they started at the gym.
That’s right. Every morning they would get up together and go to the gym. There they worked out vigorously with focus and determination. They used this time to focus on how to stop the foreclosure process they were involved in.
The foreclosure process tends to cause a tremendous amount of stress. It can become so overwhelming that for many it is easy to skip exercise at the gym.
Some even give up their gym membership because they think that is a good place to cut back in order to save money. But what value is there in saving money and at the same time losing your health during the foreclosure process?
Let me share a few simple befits the gym can bring into your life while you are going through the foreclosure process. I’ll give you just three highlighted points that I believe can help you make it through.
I want you to know how important this aspect of your life can be in helping you find a solution to save your home while going through the foreclosure process.
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Oxygen
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Energy
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Endorphins
You will be amazed how much better you feel when you start oxygenating every cell in your body through good exercise. This will create a cleansing effect within your entire body.
Added energy is the natural result. Many who are going through foreclosure often feel like their energy is sapped. They feel a certain lethargy and sluggishness as result of a lack of oxygen.
But with added oxygen in every cell of the body there will be a powerful surge of vitality. The cells of the body and especially the brain need the extra oxygen that comes with a good workout.
Oxygen gives energy to the body because every cell needs it in order to consume the fuel that the cell is using to live. So by getting yourself into the gym and exercising you actually make every organ function better.
But what is even more powerful than added oxygen and energy being released, are the endorphines that are released through the body during a good workout.
Okay I know you’re wondering how is this going to really help me and my family make it through the foreclosure process? It will help because these endorphines create what is known as feel good moments.
Feel good hormones – what are those? Well those are special hormones that surge through the body and give you a feeling of well being. Feeling good about yourself is so important in order to solve your foreclosure problem
So many times if you sit down and and remain complacent, and inactive there is a tendency to enter into a severe depression. Well do you think depression will help you make it through foreclosure? Not at all.
But finding a way to feel good about yourself and your future inspite of your impending challenge will certainly help you change the way you view your options.
And when you view your options in a more positive light you will certainly get further along in creating or finding a solution.
Finally a good workout will help you through the foreclosure process because it will give you an opportunity to conquer something.
Lifting weights, punching a boxing bag, or jogging allows your mind and your body to experience resistance. After facing resistance and overcoming it you will have the feeling of a winner.
You will feel the thrill of victory. You will know deep down on the inside that if victory and winning is possible for you in the gym then it is also possible in any challenging process, even the foreclosure process. You will be energized to get help getting out of foreclosure.
The Foreclosure Doctor (Online)
Will obama stop foreclosure?
Did The Old Woman Who Lived In A Shoe Go Through Foreclosure?
How do I deal with the threat of foreclosure and homelessness? I know we’ve all heard the nursery rhyme, “There was an old woman who lived in a shoe. She had so many children, she didn’t know what to do. She gave them some broth without any bread, Then whipped them all soundly and put them to bed.”
That’s what she did. But what do you do after experiencing a bad experience like foreclosure?
How to Write a Hardship Letter?
You’re sitting their wondering about the advice you’ve just been given. Write your lender a “Letter of Hardship.” But you’re thinking to yourself, I’m no writer, I wish someone will tell me, “How to Write a Hardship Letter” so the lender will read it and help you?
Wally and Carrie were devastated. It seems like nobody understood the tremendous crisis they had just come through. Wally lost both his parents in a terrible storm. And Carrie just had a miscarriage after four months of pregnancy.
How Long Do I Have to Stop Foreclosure?
How do you go about stopping foreclosure? This is a great question that all who are facing foreclosure really do need to know the answer to. It is highly possible that many don’t have long at all. Dan and his wife Dana didn’t know how long before it would be too late. Unfortunately they put off taking action until it was too late. Don’t let this happen to you.
If you’ve received a notice that the bank or lender is intending to foreclose on you then you may not have much time. Unfortunately many people wait too long to take necessary action in order to stop foreclosure proceedings. If you’re facing foreclosure I suggest you do the following three things immediately.
Do You Have An Idea to Build Wealth?
No matter what you do when facing tough economic times, if you are really going to thrive and start winning financially, there will come a moment when you say “I don’t want to live like this anymore.” I must find a way to create more money. And so the question arises, “how do I create real wealth to stop foreclosure and really create the life I want?”
Molly had just experienced a year of bad luck. She had lost her husband in a terrible accident. She was coping with the loss but her income was not quite enough to pay all the household bills. Before she knew it she was facing foreclosure. How could she possibly make it through this? She felt so all alone!
I offered her a basic skeleton of a plan:
- Get a unique idea for a small business
- Become passionate and energized about the idea
- Create a plan for creating the business associated with the idea
So the first thing I encouraged her to do was realize that she was not alone. Often times we may feel a certain way which is really not a reflection of reality. But then allow those feelings to control our entire lives and run us into the ground.
Molly discovered that this was not a powerful way of being. She longed for the courage to take control of her feelings and emotions and actually create the type of life she knew she could have.
I told her about my current package which I still offer for free called the Stop Foreclosure and Start Building Wealth. Simply by signing up on this site she will receive a copy of the powerful book “As A Man Thinketh.” by James Allen.
There are many who value this popular and powerful book. You can see references to it on numerous other blogs like the Dough Roller. This little book “As a Man Thinketh” has become popular because it is so incredibly powerful.
I still have it available for anybody who desires to have it. It contains powerful ideas for taking control of one’s thoughts and emotions.
Well there was one good thing for Molly. She had a couple of innovative business ideas that she had put together over the years. She knew they would allow her to make money fast.
And furthermore they were business areas that she felt really passionate about. These were nutritional based business strategies and she was really excited about being involved in that field. But she had one problem. Can you guess what that might?
She had a startup cost that she had no money. How do you get the money to start a business you know will make money if the bank won’t lend it to you? Well not even that line of reasoning worked with the banker. She had to find a better way.
Then she found out about the Ultimate Guide to Raising Capital. She needed capital and this entire program talked about ways she could raise the capital she needed to create her dream business.
She didn’t have a wealthy uncle or father to fund her business idea. So she concluded the best thing to do was to discover how to fund it herself. So though this was a big step for her she decided to take it.
That all happened six months ago. Today she is well on her way. She found out that she can educate herself on any topic as long as she was willing to work on the area of information she needed.
And what this program actually provided for her was a powerful coaching opportunity that challenged her to do things she had never done before.
Over time she discovered that she had discovered that pathway to creating the what she really wanted. She had an idea that she felt powerful and passionate about. And she had a plan to implement that idea.
Most people have ideas cross their minds every day that would make them a millionaire. The problem is they fail to mix passion and energy with those ideas. And so these ideas pass off into the distance and dissolve with their dreams.
But Molly learned a better way. You can too. You can take an idea that is crossing your mind right now. Any idea that you’ve had in the past will work. You can go ahead and mix passion and energy with it. Then create a plan for putting that idea to work.
You’ll be amazed to discover that you have taken the first steps towards something big and powerful. It can literally change your life. Go ahead and download the free package called Stop Foreclosure and Start Building Wealth today.
The Foreclosure Doctor (Online)
Why the Ultimate Stop Foreclosure Package?
Well many are wondering right now “Why are you creating an Ultimate Stop Foreclosure Package? And if it is so good then why would you just give it away for free? Well my friends John just couldn’t understand it.
He pressed me for an answer. Look at all the time you’re spending putting that information together. Why would you give away all that high quality information for free? It will be worth well over $500.00 when it’s done. Guess why nobody can convince me to charge money for this package.
Want the Hidden Truth about Debt Settlement Programs?
Yesterday I wrote a post on debt reduction. Today I wish to continue that conversation and share a bit more about how this process can help you.
According to what most of my clients are saying, I can tell the real issue with so many who are facing foreclosure is that they just don’t have enough money to pay their bills. You do want to start making more money per month as well as find legitimate ways of spending less? Isn’t that the real goal?
Are you really committed to that? Well then know this. I am committed to helping you achieve that exact goal. And no matter what your situation may be I’m confident that you can create for yourself the kind of financial life you are seeking.
I strongly encourage you to subscribe to this blog. It is quickly becoming a powerful source where you can find answers for your financial challenges.
You can join a community of people who are working and striving together to stop their foreclosure and start building wealth. I have many really great resources on here that are available either for free or for a small fee.
Some of them will really transform your life. I am constantly updating this site and either gathering or creating more and more resources products that I’m sure you will find very useful. Don’t miss the opportunity to take advantage of our current free e-book and foreclosure report.
I will send it to you completely free when you sign up in the opt-in box at the top right hand corner of the blog at Foreclosure Doctor Online Okay now let’s talk briefly about the hidden truth about debt settlement programs.
The first thing you need to know is that this option is really not for everybody. If you are really concerned about maintaining a healthy credit score in the present moment then I strongly encourage you to consider other options.
Many have experienced a drop in the credit score simply by engaging in one of these debt settlement programs. And new creditors will see that you have enrolled in a debt settlement program and this for some potential creditors will be a red flag that says “Stay Away.”
So what constitutes a debt settlement? Well to put it simply debt settlement is a procedure designed to get rid of an outstanding debt for less than what you actually owe to the creditor.
In other words you promise the creditor that you will pay a lump sum of money that is around 40% to 60% of the actual debt if they agree to close the account and the file and not seek collection on the balance. For many this option poses many ethical questions or concerns.
The question is often raised, “Why should I not pay the full amount of my debt? Why should I even desire or seek for a way to escape paying all that I owe? Well the answer to this question is very personal. So I’m not going to stand in judgment over anyone who has used or is contemplating the use of a debt settlement program.
The debt settlement plan will begin with you stopping all monthly installments to your creditor and saving a minimum of 50% of the total debt owed. At that point you would want to start negotiations with the creditor to ask for a debt settlement agreement.
But what assurance do I have that creditors will accept the reduced payment? Accepting a debt settlement plan proposed by you is totally up to the discretion of the lender.
However there are certain things that you must understand in order to get the best results from any proposal you put forth.
The whole philosophy behind what makes this strategy work is that creditors usually do all they can to recover default or charged off loans in some way or other.
This costs money. If you offer a debt settlement program then the lender does not have to spend that extra cash in collecting that which you owe.
Most times they also have greater confidence that you are trying to pay them and so they won’t sell your account at a lower price to a collection agency. Therefore a reduced payment is usually more than what they would get if they were spending money on debt collection on your account.
Can I start a debt settlement program myself and if so how? Many have been asking this question and so this is a really good sign that most who are in debt are well intentioned and good. They do deserve another chance and paying off debts is a great way of starting that.
If you feel at ease talking to your creditors you certainly may have that conversation with them yourself. However if you do not feel comfortable then you might want to explore the services of a debt settlement company.
They will represent you completely with your creditors and present your plan. Now just because I’m saying that you can negotiate a debt settlement yourself doesn’t mean that you will find it easy to do so. Most creditors know that they can create more pressure on the consumer to pay a debt in full if they do not enter into conversation about debt reduction with the.
You do understand why they would want to keep such negotiations about a debt settlement program between you and a settlement company. Most debt settlement companies have much experience and know how to approach and deal with collection agencies.
- What are the three main benefits of Debt Settlement?
Number one, you get more time to pay. Most debt settlement plans are created for a extended period of time. Often times it is easier to get a creditor to delete a negative listing after you’ve payed down a percentage of the debt over time and met the demands of a debt settlement plan.
Number two, you can squelch rude and harassing creditor calls. By successfully negotiating a debt settlement plan either on your own or through a debt settlement company you can really do much to get creditors off your back.
And number three, you can pay less. That’s the whole entire purpose of doing a debt settlement plan. You actually would end up paying less on the delinquent account. Most times it would be 40%–60% of what you actually owe.
Debt Settlement Programs are definitely something you should consider. I encourage you to study and research whether or not engaging in a Debt Settlement Program is something that will work for you. One that I was reading about earlier today can be found at a site called Smart Debt. Check it out and see how it can benefit you.
All the best!
The Foreclosure Doctor (Online)
Does Debt Reduction Work?
Okay so you’ve called up a so called debt reduction company. They have made tons of promises about what they can do for you. You have placed your trust in their word. Now you’re waiting. Sam and Dana were wondering exactly what you’re wondering? Does Debt Reduction Work?
How do you know they are going to do what they promised they can do? Well let me share some simple ways in which you can answer the question does debt reduction work? As you read this post don’t miss your chance to change your financial status by discovering the power of the Law Of Attraction.
Debt reduction will only work for you if you are willing to work the plan you implement to get out of debt. There are many who really want to get out of debt but they are simply not willing to work. So what should a debt reduction plan look like. After reading this post you’ll be glad you visited the Foreclosure Doctor Online.
Well since this is a blog about how to stop foreclosure I’ve included some simple steps that are focused towards that. You will also want to check out this post where I shared some vital tips on how to Stop Foreclosure By Creating a Money Machine. You will definitely benefit from the ideas on that post.
The obvious question to ask is ”What places are most who are suffering in debt and want to get out visit to find help?” I found this was a big question that many readers were asking and so I did some research for you.
It really helps to have worked out the interest rate on your debts. If you need a compound interest calculator you can access one right here on this site. Just click on this link and you will be able to calculate the total amount you will be paying based on the interest.
Here is what I found the majority of searchers are looking for and why that search may be a bit incomplete. They are looking for debt consolidation, debt management, or bankruptcy. They yearn to find a company that is advertising a quick, easy and painless solution.
They unfortunately invite themselves into the claws and clutches of scam artists who are experts at preying on the unsuspecting debtor. Don’t get me wrong - I’m not knocking companies or programs that offer real genuine and practical solutions. But I do want to share some powerful realities.
Companies touting quick, pain-free fixes may often be scam artists that cause more harm than good. These services almost never help solve the real problem.
So can I give you a quick tip right now? Don’t look for an easy solution to debt reduction. If you are looking for something that does not require hard work and effort you’ll most likely end up quite disappointed in the long run.
Well then what should I look for? I’m so glad you asked. Here are five surprising things to look for when seeking to do a debt reduction program.
- Look for a program that makes you work
- Look for a solution that requires great discipline
- Look for a system that has a detailed plan of action
- Look for a method that suggests a new budget
- Look for a system that requires you to change
I know you are probably quite surprised by my five suggestions. They completely shock most readers because they ask you to look for a program that forces you to change who you are internally. But isn’t that the way life change and transformation really takes place?
The great truth is that if you don’t like the way your life is you can change it but you have to discover that change by working from the inside out. Do you know why most people never experience the powerful results they want? Because they are continually looking without themselves for some magical quick fix.
My five suggestions of what to look for challenge you to find a program that takes you inside. Most people don’t want a program that makes them work hard with discipline. Have you ever seen great success without great work and discipline? Any debt reduction program that is worth its weight in gold must require you to work.
And you do want to work don’t you? I mean what’s the real value of doing all the negotiation for debt consolidation and then coming to the place where you have to contribute your piece of budgeting, keeping receipts, sticking to a budget that you established, or doing what you can to make more money, but then not doing the work?
Furthermore, you need a detailed plan of action with specific steps or actions that you must follow every day. Don’t fall for no general and unclear plan. Many engage in a plan that is not complete because there’s no detailed action.
The real question is are you willing to go through the detailed action necessary in order make a debt reduction plan really work for you? If you are I promise you have a chance to get out of debt and change your financial picture.
Ultimately it make sense for you to engage in a debt reduction program. It is a great step towards stopping foreclosure and experiencing financial freedom. You can find credit card relief, student loan relief, bad debt relief and numerous other benefits by finding a good debt reduction program.
But what most people don’t know when searching for a program is that the greatest search must be within. You have to find within yourself a burning desire to change your financial life completely.
As you search for a good debt reduction program I want you to never forget that it is the power of your own will and the determination of your heart that will eventually create your success.
All the Best!
The Foreclosure Doctor (Online)
