What is Possible Because of the Foreclosure Process You Are In That Was Not Possible Before?

November 27, 2008 by Admin  
Filed under Loan Modification, Sell Your House

Part 4

Jennifer was trying her hardest to find a solution to her parents’ financial demise.  They were in foreclosure but just didn’t have the resources nor the ability to do what was needed to find a solution.  They didn’t want to do it but they shared their financial challenge with their daughter Jennifer.  That’s why they were now getting such incredible results.  She brought a whole new perspective and view to the problem of her parents foreclosure. 

First of all she quickly started taking steps that her parents would have never taken.  She figured out fast that she didn’t know too much about the foreclosure procedure and so she was quite certain that whatever she did would either make a different or not make a difference.  Is that a perspective you’d be willing to adopt?

Her youth and inexperience allowed her to take advantage of some incredible and amazing solutions.  Do you think this is something you can do for you?

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Can You Relate to My Friend’s Foreclosure Story?

Are You Aware There is an Answer to Foreclosure? Do you have good friends that you touch base with a couple times per year? Due to families, busy lifestyles and distance you just don’t connect as often as you would like. Aren’t those the calls that really make your day? Reconnecting with old friends. I had the pleasure to speak with Jim who has been a dear friend for over 20 years now. Although, this conversation was an eye opener for me. Jim lost his job a few years ago and this was right when certain areas had started going into what looks to be a recession. His wife, Jackie also worked at the same employer and was let go during the wave of lay-offs too. Here they were both unemployed from their jobs.  Now, where they worked was an excellent company as far as pay and benefits. NO MORE.

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Do You Want The Seven Golden Strategies For Stopping Foreclosure And Building Wealth And Happiness?

Recently, I came across a book by Jim Rohn called Seven Strategies for Wealth and Happiness. And boy did it give me a powerful conversation to share with you that I think will greatly transform your life and help you solve your foreclosure. I was in the process of helping somebody who was in foreclosure.  His name was Thomas.

Thomas had found himself in the precarious financial situation of an impending foreclosure.  He felt stuck in the foreclosure procedure.  He was in the midst of losing everything he once had and everything he had worked so hard for. But now the prospect of losing his home, his security, his hard-earned equity along with his peace of mind, and dignity was devastating. But even worse than that, the looming questions of where would he live; what would he do; where would his family live; and how would his children survive appeared larger than life? So who really wants to go through a foreclosure?

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Caught in the Foreclosure Process?

Recently, I came across the story of a young man who had basically checked out of life while caught in the foreclosure process.

For sure the procedure of going through foreclosure is grueling, devastating, and oftentimes downright demeaning, and many people choose in the moment of this crisis, to check out.

By checking out I mean they just give up.

This young man who I’ll call Sam was in this very position. He felt like he was in a deep, dark hole, and that there was no way to get out. No matter who he turned to and no matter who he called on, nobody wanted to help him.

When he called the lender no one wanted to talk to him.

When he called the bank, he got no returned call.

When he called his broker, there were no answers, and so Sam, instead of choosing to check into life, checked out.

How did he check out?

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Do You Know The Seven Secrets To Successfully Writing a Hardship Letter?

Jim and Rena were really, really stuck.

They had heard that the best way to save their house from the foreclosure procedure, was to begin with a hardship letter.

So they sat down late one night after a long day of work and frustration to write this hardship letter.  Immediately they felt stuck and backed up against the wall.  They couldn’t figure out where to begin.

What is a hardship letter?

How in the world do you write that hardship letter?

And ultimately they were wondering who should they send this letter to?

But where in the world do you learn how to write a hardship letter?

They don’t teach you that stuff in school.  No one on the job required them to write a hardship letter.

So, you can imagine? They had heard about what a hardship letter is and that may be the best place to start.  They were stuck because they didn’t know how to write a hardship letter.

I shared with them the seven powerful secrets to successfully writing a hardship letter.  Would you believe, they were able to successfully get that hardship letter completed, present it to the bank, and it was read, they were able to get a loan modification and stop their foreclosure.

So, I just want to take a moment and share the seven hot secrets to successfully writing a hardship letter with you.

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Can Chains and A Padlock Stop the Foreclosure Procedure?

What methods are you using to deal with your home foreclosure procedure?

There is the shocking story of a woman in California who on the final day of her foreclosure process, that is the day the bank was going to really evict her, padlocked the doors and locked her out.

She chose an interesting solution to attempt to stop the foreclosure procedure.

She chained herself to her home.

Can you imagine having to take these desperate measures in these hard economic times?

Do you think chaining yourself to a pillar on the front steps of your home and saying that the bank is going to have to fight you for your home is really a practicial, powerful and workable solution?

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Can You Find a Foreclosure Angel to Help You Stop the Foreclosure Procedure?

I clearly remembered just yesterday hearing this story, the story of a Dallas woman who went to the auction where her house was being auctioned. Wow, what a gripping experience.

There she was in tears on the floor, feeling the impending gloom and doom of losing a house. She really went just to say goodbye to her home, but in the process she met somebody, a woman by the name of Marilyn Mock, who became her foreclosure angel by coming to the rescue.

Right there at the auction in the conversation, Marilyn asked her what was wrong, why is she crying?

She said, I’m losing my house today due to foreclosure.

I love this story because Marilyn proceeded to bid on her house and keep on bidding on that house until she finally ended up buying that house for her at the auction from the bank and she gave it back to her. Now I don’t know what kind of arrangement Marilyn and Tracy would make, whether or not Tracy would have to pay her back, or whether she would just live in the house for free.

But what I do know is that at the last minute, Tracy found somebody who could help her.

I want you to know that if you’re facing foreclosure it is possible to find your own foreclosure angel.

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Are You Planning for Credit After the Foreclosure Procedure?

October 14, 2008 by Admin  
Filed under Credit, Loan Modification

WELL YOU NEED TO BE!!!  Danny and Josephine were in BIG TROUBLE!  They were stuck in the foreclosure procedure and didn’t know how to get out.  But worse than that, their credit was now totally shot.  What should they possibly do?  After some careful thinking and planning they saw that their situation was not all lost.  They were back on their way to not only stopping their foreclosure but also rebuilding their credit. 

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Why Wait to Stop the Foreclosure Procedure?

October 12, 2008 by Admin  
Filed under Loan Modification

Okay, so let’s talk about “should you wait to stop the foreclosure procedure?”  Currently, our nation is facing a tremendous economic crisis, and to be quite frank we have a problem of such immense proportions that many people are locked away in a mindset of confusion and inaction.

I was talking with a couple named Sam and Joan, and they told me that you know what, “I’m just going to wait until Bush gets out of office to begin to deal with my foreclosure problem.”  They said, there is no possible way that I can find a solution to stop this foreclosure procedure in the midst of this current market and this current economy.

Well, I got some really bad news that I had to share with them. The bad news is that if you are going to wait until the new president takes over to stop your foreclosure or to begin to attend to your foreclosure issue, you are going to be waiting too long.  If you’re waiting for the Government bailout you might be waiting a long time.

Furthermore what gives you any assurance that the new president or the next administration will do anything that will specifically help you. Sure, we all hope and wish and want and desire for the new president and the next administration to have a policy that will help people who are in foreclosure.

But my concern is that if you are waiting for them, guess what, you are waiting too long. Not only are you waiting too long, but you are placing your entire hope on a wish, on a whim, on a fancy, just some airy promise that maybe the new administration would be sensitive towards the demise of people who are facing economic crisis in their own homestead.

I’m suggesting that that is not a very good bet to take. It’s not a very good way to run your finances and the finances of your family. What I would suggest is that instead of waiting on the new president and the next administration to take care of your foreclosure problem, why don’t you begin to take care of your foreclosure problems for yourself?  

Well, I will tell you why most people don’t take care of their problem or begin to address their concerns or the need or the issue of their own personal finances that is leading them into the foreclosure procedure for themselves, most people are afraid.

Most people are so fearful of what the foreclosure procedure or what it entails, that they simply do nothing.  That’s right… they are like a deer on the state highway in the headlights.  As they see the car coming towards them, they don’t know what to do and they freeze, and then guess what happens, they get hit.

So, the first thing I want you to know for sure is waiting for the next president and the next administration is not the answer. Doing nothing is not the answer.

The only thing that can begin to solve your foreclosure process and end the foreclosure procedure being carried out against you is for you to take action. Taking action does not mean — taking action simply means that you do something every day, whether it be research, analysis, investigation. You do something every day to gain more knowledge necessary to help you get out of foreclosure. 

What most people don’t recognize is that they have an incredible opportunity if they take action to find the solution; a solution that’s way more powerful than any solution that an outsider may bring and a solution that comes way faster than the next president or the next administration can offer them a solution.

What is that solution stopping or solving your foreclosure problem? Well, that solution is simply this…. It is possible for you, who are facing foreclosure and stuck in the foreclosure procedure to get a loan modification.  Of course this would work to stop an impending foreclosure procedure.

Oh, I know you’re thinking to yourself, how is that possible? I’ve called my bank and they said no. I’ve talked to my lender and they won’t even talk to me. The institutions that are holding my mortgage won’t even return my phone calls. And I know right now you’re probably feeling all alone and helpless and hopeless and quite sure that nobody out there is on your side.

Well, I want to challenge you into exploring a new reality. There are millions of people out there who are in exactly the same boat you’re in right now. Many people are stuck, many people are fearful, many people don’t know what to do.

But thousands have found that they can get a loan negotiation. So I did some research on loan negotiation. I did some very, very careful and laborious research to find the best organization out there on the Internet that can offer a loan negotiation, and I found it.

They’re called the Loan Negotiator Group. The Loan Negotiator Group offers a loan modification whereby you could find a solution to your foreclosure problem. With their expertise and professionalism, they will be gladly able to help anybody facing foreclosure to modify their loan.

They can work with the bank to get a loan modified where the payments are reduced. They can negotiate a forbearance where the amount that you owe that’s outstanding is tacked onto the back of a loan.

They can even negotiate a deed in lieu if you were decide that you can’t afford to make these monthly payments, they would negotiate a deed in lieu where instead of foreclosure, you just hand over the deed and the keys to the house directly to the bank or the lender. This would save your credit and allow you to just get a brand new fresh start.

My challenge to anybody who’s facing foreclosure right now is “DON’T JUST DO NOTHING”.   “LIVING IN FEAR DOESN’T WORK,” and “FEELING STUCK WON’T HELP YOU.”   “GET UP AND TAKE ACTION!”  

What is the action I want you to take?  I want you to call the foreclosure doctor on line. You’ll see the number at the top of this screen, 1-877-FDO-7001. Call the Foreclosure Doctor online right now, or click on the Loan Negotiator Group icon at the top right of this blog, and there you will be able to get immediate access to the loan negotiator.

All you have to do is fill out the simple questionnaire. Please fill it out as completely as possible and someone from the Loan Negotiator Group will call you within a few short hours and negotiate with you.  First they’ll hear your story, they’ll listen to your concerns, they’ll listen to what you want to do, and they’ll offer you, they’ll share with you what’s possible in your state, in your community, in your county, and they’ll help you to solve the foreclosure problem that you’re in.

Don’t wait to stop your foreclosure, to solve your foreclosure crisis. Take action today!

The Loan Negotiating Group is also able to prepare to help you with a loan modification — not just with loan modification, but they can also help you to repair your credit.

They have an entire credit department that works full-time on behalf of their clients to negotiate with your creditors to dispute anything that is negative on your credit file, to negotiate with lenders to possibly remove any negative entries after you’ve been able to pay.

Oh my goodness, it’s so powerful what they are able to do to help you that if you fully understood it, you will know that no amount of money could really pay for what they are able to do to help.

By cleaning up your credit file, by beginning to repair your negative entries on your credit file, to remove negative entries, to pay off debts, to be able to establish good credit. 

To establish good credit you begin for the first time to really create for yourself a powerful portfolio or profile financially. This is one of the greatest steps you can take toward stalling or stopping the foreclosure proceedings against you, the procedure.

The foreclosure procedure can be stopped and it can be solved, but you as the client, you as the borrower, must position yourselves in the best place so that you can receive the help that is available for you.

I invite you to click on the icon that says Loan Negotiator Group on the top right of this screen, or just dial the number that’s also written at the top of the screen or click on the link that says Call FDO and get connected  right away to the Foreclosure Doctor.  

The number is 1-877-FDO-336-7001.  And you can speak to the foreclosure doctor online and get the help that you need to clean up your credit, to get a loan modification so that you can begin to live the quality of life that you want to live, to secure your equity, to safeguard your home and to be able to provide a roof over your head for your family. Wish you all the best. 

The Foreclosure Doctor Online

 

Can Filing Bankruptcy Stop Foreclosure?

July 29, 2008 by Admin  
Filed under Bankruptcy, Loan Modification

All right somebody out there is saying “I’m open minded but just so confused I don’t understand what to do?” It’s highly possible that you are reading this because you’ve been forced into these foreclosure procedures and pondering “Can Filling Bankruptcy Stop Foreclosure?” Well let’s get real for a moment.  You’re trying to do a bankruptcy to avoid foreclosure.

If filing bankruptcy is the first thing you’re doing to stop your foreclosure then you just may be passing up some very powerful alternative solutions.  I just found a great blog post on Bankruptcy Alternatives that I find to be very informative if you’re trying to do a bankruptcy to avoid foreclosure. 

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